How healthcare works in Australia for working holidays and students: Medicare and private insurance – Dreamin’Australia

The Australian Government has signed agreements with our country called reciprocity on health coverage (Reciprocal Health Care Agreements). This allows Italian citizens to take advantage of free medical care even if with some restrictions.

Coverage Period with Medicare

Coverage Period with Medicare

An Italian citizen is entitled to free health care for a period of six months from the date of entry into Australia. This means that if your stay is extended for more than six consecutive months (in which Australia has never been left), you will need to provide yourself with a private insurance that can be purchased in Italy or Australia (see BUPA or MEDIBANK for only $ 10 a week ) or leave Australia (even for a few days and return) to get back the passport entry stamp and renew the six months.
Remaining without free health coverage, can be not dangerous (because you would still be assisted anyway), but very expensive: some stitches can be in a $ 300 account and a short hospital stay in one of several thousand.

Compulsory insurance for student visa holders: OSHC

Compulsory insurance for student visa holders: OSHC

If you are in Australia with the Student Visa you must purchase an Overseas Student Health Cover in Australia (specific medical coverage for foreign students). Acquiring OSHC insurance is a fundamental condition for the student visa. There are several insurance companies that offer advantageous offers, the average expense should be around $ 36 a month.

Apply for a Medicare health card

Apply for a Medicare health card

The Australian health system is similar to the Italian one: you must request a health card with the identification number. This does not mean that if you need to go to the hospital and you have not yet done the Medicare card you will not be assisted or you will have to pay, just present your passport and the treatments will be free. The agreements are valid as soon as you set foot in the country! The card will allow reimbursements when you need to go to the general practitioner, the discount on medicines and specialist visits (exactly as it happens in Italy with the ticket). The medical card is nothing more than our health card.

To obtain a health card, go to a Medicare counter with:

  • passport
  • Italian textile mill
  • print of the visa
  • Australian bank details

You will receive a temporary identification number and in one week the card with the final number.

Go to the doctor

Go to the doctor

Needless to say, for an emergency it is advisable to go directly to the hospital. For a small check-up or if you wish to book a specialist visit, you should contact your general practitioner, called General Practioner or GP. Just search the nearest doctor’s office on the internet.
In some clinics you will pay the bill (about $ 60 for a visit) and you will be reimbursed a part (between half and 85 percent, depending on the type of service) directly on your bank account, in others you will not pay anything (in outpatient clinics that have the bulk bill system), it depends on the procedures of the medical office to which you refer.

Medicare does not cover dental care, so go to your dentist before you leave!

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Medicare International: International Health Insurance Company

Medicare International was established in 1980, to focus exclusively on providing international health insurance for traveling expatriates. With a variety of customized solutions it is suitable to meet the expectations of individuals, families, groups and companies. Medicare International will always have a plan for you, whatever your specific needs.

20 years of experience in the sector have helped Medicare to better assess the needs of the constantly evolving market.

With a flexible product line that is expanding regularly, the international expat community has the quality assurance of their health care services anywhere in the world. Its global coverage can range from a regular appointment with your dentist to an elaborate maternity care program.

Get in touch with our staff for a free consultation or a quote.

By providing a series of comprehensive but flexible policies, Medicare proves to be always in touch with the high expectations of expatriates traveling.

His office is located in the UK but Medicare is immediately available through its 24-hour toll-free number. This gives customers the ability to make direct requests and get immediate answers at any time.

Quality of Medicare service

Quality of Medicare service

In addition to providing emergency assistance services, Medicare also helps in normal situations, or there is no danger in life. Their plans allow contractors to choose where they want to be treated for their medical conditions. The company also covers transport costs upon approval by the 24-hour Medicare support team.

Innovation has led the Medicare company to offer coverage against a range of chronic diseases. This novelty was well received by its policyholders.

From the operational point of view, Medicare ensures that all reimbursement requests can be resolved within 10 days by its assistance team, for the tranquility of its customers. The combination of the flexibility to decide when you want to receive treatment and the toll-free number for faster handling of reimbursement requests makes Medicare insurance customers very satisfied.