Medicare insurance helpline is a ruse – How to qualify for Medicaid?
How to qualify for Medicaid?
o27 Health Insurance is health coverage for low-income individuals. Even though Medicaid is a federal program, each state has its own rules and requirements for coverage and eligibility. Illinois is no exception. The state provides health insurance for children, parents or caregivers of children and seniors with disabilities or suffering from blindness. You must comply with citizenship, income and asset requirements to apply for cover. Upon completion of the application, your information will be reviewed to determine Medicaid eligibility.
- Determine your eligible group. Illinois Medicaid covers children, parents or caregiver families raising children under the age of 19, women who are pregnant, seniors over the age of 65 and persons who are disabled or blind.
- Comply with citizenship requirements. To be eligible for state medical coverage in Illinois, you need to be an American citizen or qualified immigrant. For pregnant women, the citizenship requirement does not apply.
- Meet the revenue guidelines. If you apply for Medicaid for a baby, your household income may not exceed 200 percent of the federal poverty level. For a family of three, the federal poverty level will be $ 18,310. Therefore, the highest amount you can make with three people in your household qualifies for Medicaid for the baby to be $ 36,620. To qualify for Medicaid for children ages 1 to 9, your income may not exceed 133 percent of the level of poverty. For parents and caregivers family, the limit is 185 percent of the level of poverty. Pregnant women are also allowed to earn 200 percent of the federal poverty level.
- Meet the requirements for the elderly and the disabled. Many poor elderly or disabled people in Illinois who receive Primary School Income Benefits may also qualify for Medicaid. The income should not exceed 200 percent of the poverty level. For seniors without Medicare coverage, the income should not exceed 100 percent of the level of poverty.
- Meets the asset limits. You can’t qualify more than $ 2000 in countable assets for Medicaid. If you are a married couple, you may have $ 3,000 in assets. Seniors who want to apply for Medicaid to supplement their Medicare costs are not allowed to have more than $ 10,000 in assets. Your home, vehicle and personal items such as clothing and furniture are not considered countable assets.Applications can also be completed at the time of service at hospitals and clinics.